Deposit your predictable spend. 100% protected reserves. 0% interest credit line. 0% transaction fees.
One deposit creates three layers of value. Your cash is always protected, but it works harder for you.
Your USD deposit is 100% protected and always withdrawable. It backs your credit line 1:1 and earns yield for the treasury.
Get 1:1 GRAIN credit at deposit price. 0% interest. 0% transaction fees. Spend with suppliers in the network.
Bonus GRAIN from ecosystem growth. Funded by transaction fees and treasury yield. Your purchasing power grows.
Unlike traditional credit lines, GRAIN has no interest charges. Use your credit line to pay suppliers, then replenish when convenient.
The settlement currency. Backed 100% by treasury assets. Appreciates as the network grows. Zero transaction fees.
Protected reserve infrastructure. Your deposits are always 100% collateralized and withdrawable. Full transparency.
The intelligence layer. AI-to-AI negotiation. Automated sourcing, hiring, and sales. You approve, Wells executes.
Connect your ERP. Push your payables. Let GRAIN handle settlement. Full visibility into treasury health, credit usage, and appreciation.
import { GrainVault } from '@grainvault/sdk'
const vault = new GrainVault({
apiKey: process.env.VAULT_API_KEY
})
// Push payable from ERP
const payment = await vault.payments.create({
supplier_id: 'sup_123',
amount_grain: 10000,
invoice_ref: 'INV-2025-001',
due_date: '2025-02-15'
})
// Check treasury health
const health = await vault.treasury.health()
console.log(health.credit_available)
// => 90000 GRAINWellsAI is the intelligence layer. Tell it what you need - sourcing, hiring, sales, negotiations. AI-to-AI execution with human approval. You stay in control.
Only pay when WellsAI closes deals for you.
No monthly fees. No setup costs.
The 1% fee is part of your Cost of Goods Sold (COGS),
not a transaction fee. Pay when value is delivered.
Join enterprises using Grain & Vault for protected reserves, zero-interest credit, and instant settlement.
No minimum deposit. Start protecting your treasury today.