Treasury Solutions

Treasury Built for
Your Mission

Whether you manage corporate cash, nonprofit endowments, church funds, or education savings - Grain & Vault protects your reserves while unlocking 0% credit.

100% Protected
0% Interest
Fiduciary-Ready
Instant Settlement
The Three-Layer Model

One Deposit. Three Layers of Value.

Every dollar you deposit creates protection, credit, and appreciation. Your treasury works harder without taking on risk.

Layer 1

Protected Deposit

Your deposit is 100% protected and always withdrawable. It backs your credit line 1:1 while earning treasury yield.

100% yours, always
Layer 2

GRAIN Credit Line

Get 1:1 GRAIN credit at deposit price. 0% interest. 0% transaction fees. Pay suppliers, run payroll, disburse funds.

0% interest forever
Layer 3

Appreciation

Bonus GRAIN from ecosystem growth. Your purchasing power grows as more organizations join the network.

Grows with the network

Ready to Protect
Your Treasury?

Join organizations using Grain & Vault for protected reserves, zero-interest credit, and instant settlement.

No minimum deposit. No credit check. Get started in minutes.

Grain & Vault | Protected Treasury. Zero Friction Payments.