Your purchasing power grows instead of shrinking. Withdraw anytime. No tricks. No locks.
Your deposit is 100% protected and withdrawable anytime. You get a 1:1 credit line in GRAIN at 0% interest. Zero fees inside the ecosystem.
Your money loses value
Inflation shrinks your purchasing power
Every year, your money buys less
Credit cards charge 20%+ interest
Debt spirals out of control
Fees on everything
Transfer fees, transaction fees, hidden fees
Your money works for you
100% protected, withdraw anytime
Your deposit is always yours
1:1 credit line at 0% interest
Spend in GRAIN without touching your deposit
Zero fees inside the ecosystem
Keep more of what you earn
GRAIN appreciates as the ecosystem grows
Backed by real liquidity, not speculation
Deposit your predictable spend. Your money is 100% protected from day one.
Receive a 1:1 credit line in GRAIN. No interest. No fees. Just spending power.
GRAIN appreciates as the ecosystem grows. Your purchasing power increases.
Pay suppliers with no payment fees, or withdraw your deposit anytime.
This is anti-inflationary money. Your deposit stays protected while GRAIN appreciates as the ecosystem expands. Backed by real liquidity, not promises.
WellsAI powers the intelligence. GRAIN handles payments. VAULT protects value.
Zero-Friction Payments
Instant settlement with no chargebacks, no reversals, and no geographic limits. GRAIN appreciates as treasury grows - all holders benefit equally.
Protected Reserves
100% collateralized reserves with real-time blockchain audits. Complete transparency.
The Intelligence Layer
AI backbone that powers everything. Sourcing, matching, workflows, negotiations - all through natural language.
Drop-in SDK for SAP, Oracle, NetSuite, and more.
Instant settlement, no failed transactions
Deposit GRAIN, get instant credit
100% collateralized reserves
import { createNetSuiteAdapter } from '@grainandvault/treasury-sdk/netsuite'
// Connect via OAuth 1.0 TBA
const netsuite = createNetSuiteAdapter({
accountId: '1234567',
auth: { type: 'tba' }
})
await netsuite.createPayment({
vendorId: '1234',
amount: 25000,
currency: 'GRAIN'
})CFO, treasury manager, or developer - get started in minutes.
No technical expertise required. Dashboard shows treasury health in plain English.
One-click ERP integration. Automated reconciliation. No spreadsheets.
Modern APIs, type-safe SDKs, and sandbox environment.
Grain & Vault is built on WellsAI - enterprise AI that executes. From automated treasury optimization to intelligent matching and deal execution, WellsAI is the intelligence layer that makes it all work.
100% protected. 0% interest credit line. 0% payment fees.
Withdraw anytime. Your money appreciates instead of shrinks.