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Use Cases

Professional Services Firms: Client Billing and Vendor Payments

How consulting, legal, and accounting firms streamline client invoicing and contractor payments with stablecoin treasury.

11 min read
December 19, 2024
Professional services firms—consulting, legal, accounting—face unique treasury challenges. Revenue is project-based and lumpy. Contractor payments must be processed quickly to maintain talent relationships. Client billing often involves complex retainer and milestone structures. Stablecoin treasury streamlines both sides: instant contractor payments that attract top talent, and flexible billing options that improve client relationships.

The Professional Services Model

  • Revenue: Project-based, milestone payments, retainers
  • Expenses: Contractor payments (often 40-60% of revenue)
  • Cash Flow: Highly variable, hard to predict
  • Global: Talent and clients in multiple countries

Contractor Payment Advantage

Top consulting talent has options. Firms that pay faster attract better people. GRAIN enables same-day contractor payments globally—a significant competitive advantage in talent acquisition. Contractors receive funds instantly, can hold GRAIN for yield, or convert to local currency as needed.

Client Billing Flexibility

Retainer billing in GRAIN creates interesting dynamics. Clients who prepay retainers earn yield while funds await application. Milestone payments settle instantly upon deliverable acceptance. The reduced friction encourages faster payment and improves cash conversion cycle for the services firm.

Ready to Transform Your Treasury?

Join forward-thinking enterprises using GRAIN for instant, zero-friction payments with protected reserves.

Grain & Vault | Protected Treasury. Zero Friction Payments.