Back to all articles
Use Cases
E-Commerce Treasury: Instant Settlement for Marketplace Operators
Why leading marketplaces are adopting stablecoin settlement for faster merchant payouts and reduced payment processing costs.
14 min read
December 21, 2024
E-commerce marketplaces sit at the center of complex payment flows: collecting from buyers, holding funds in escrow, disbursing to sellers, handling refunds and disputes. Traditional payment processors charge 2.9% + $0.30 per transaction—a significant margin compression for low-margin marketplace businesses. Stablecoin settlement offers marketplaces dramatically lower costs and instant merchant payouts, creating competitive advantages in seller acquisition and retention.
Marketplace Payment Economics
2.9%
Typical Processing Fee
7-14 days
Merchant Payout Time
<0.1%
GRAIN Settlement Cost
Instant Seller Payouts
Marketplaces using GRAIN can offer sellers instant access to funds upon delivery confirmation. No 7-14 day holds, no reserve requirements, no batched weekly payouts. For sellers, this means dramatically improved cash flow. For marketplaces, it's a powerful seller acquisition and retention tool—instant payouts attract the best sellers who have alternatives.
Ready to Transform Your Treasury?
Join forward-thinking enterprises using GRAIN for instant, zero-friction payments with protected reserves.