The Cross-Border Payments Revolution: Instant Global Settlement
How stablecoin infrastructure eliminates SWIFT delays, correspondent banking fees, and the 3-5 day wait for international payments.
The Correspondent Banking Problem
Traditional cross-border payments require a chain of correspondent banking relationships. Each bank in the chain holds nostro/vostro accounts, adds processing time, and extracts fees. The sender's bank doesn't have a direct relationship with the recipient's bank, so intermediaries are required. This architecture made sense in 1973 when SWIFT launched. It's obsolete in 2025.
Direct Settlement
GRAIN transfers settle directly between sender and recipient wallets in seconds, regardless of geography. No correspondent banks, no nostro accounts, no multi-day float. A payment from New York to Singapore settles as quickly as a payment across the street. The only requirement is internet connectivity.
Real Example
A US manufacturer paying a Vietnamese supplier traditionally waits 4 days and loses 4% to fees and FX. With GRAIN, payment settles in seconds at negligible cost. The supplier receives exactly what was sent, instantly available for their own operations.
Ready to Transform Your Treasury?
Join forward-thinking enterprises using GRAIN for instant, zero-friction payments with protected reserves.